For those who don't know who Dave Ramsey is, he is a Financial Guru! Ok, that's my opinion, but he really does have a vast knowledge of managing money and becoming debt free, among other things. I strongly recommend his books as well as his Financial Peace University course to anyone, but especially those other young couples who are just like Casey and I. If you've got some student loans to pay off, maybe some credit card debt, and maybe a car loan, this is something to look into. Whatever type of debt you have, learning how to stick to a budget and pay that debt off will be one of the most exciting things you do. Whether your income is $30,000, $60,000, or $100,000+, you should be directing your money where to go and not wondering what happened to all of it.
Casey was the one to initiate our start into financial freedom. The idea of writing a budget was a scary thought to me at the time. I was in between jobs, working as a Barista and part-time Nannying. My income was anything, but stable. In January of 2013 Casey stayed the weekend and when he left, he left one of Dave's books. After about 2 weeks of the book sitting on my nightstand I finally opened it up, only to find a bookmark Casey had made me. At that very moment I knew he meant business, but first and foremost, I knew he not only wanted the best life possible for himself, but for me as well.
We are currently "enrolled" in the at-home version of Financial Peace University. Financial Peace University is available at churches across the nation as well as the at-home version. It is a 9 week program with one lesson each week.
We have already seen success from this journey and I hope some of you will too.
*Keep an eye out for my post "Baby Doesn't Have to Mean Broke". It will have tips on how to save money on typical baby items as well as some DIY project ideas.
Currently Reading: "The Womanly Art of Breastfeeding" by La Leche League International & "Dave Ramsey's Complete Guide to Money" by Dave Ramsey and "French Kids Eat Everything" by Karen Le Billon
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